top of page

๐Ÿฆ ื”ื•ืจืืช ื‘ื ืง ื™ืฉืจืืœ โ€“ ื”ืขืœืืช ื”ืชืงืจื” ื”ืžื–ื›ื” ื‘ืžื—ื™ืจ ืœืžืฉืชื›ืŸ

  • ืชืžื•ื ืช ื”ืกื•ืคืจ/ืช: ืžืจื™ื ืžืจื“ื›ื™
    ืžืจื™ื ืžืจื“ื›ื™
  • 11 ื‘ื ื•ื‘ืณ
  • ื–ืžืŸ ืงืจื™ืื” 2 ื“ืงื•ืช


๐Ÿ“… ืžืชื™ ื ื›ื ืกืช ืœืชื•ืงืฃ?

ื ื›ื•ืŸ ืœืขื›ืฉื™ื•, ืœืคื™ ืคืจืกื•ื ื‘ึพYnet ื•ื‘ึพTheMarker, ืžื“ื•ื‘ืจ ื‘ื”ืฆืขืช ืชื™ืงื•ืŸ (ื˜ื™ื•ื˜ืช ื”ื•ืจืื”)ย ืฉืœ ื‘ื ืง ื™ืฉืจืืœ โ€“ ื˜ืจื ื ืงื‘ืข ืžื•ืขื“ ืจืฉืžื™ ืœื›ื ื™ืกืชื” ืœืชื•ืงืฃ.๐Ÿ’ฌ ืฆื™ื˜ื•ื˜ ืžืชื•ืš ื”ืคืจืกื•ื: โ€œืžื•ืขื“ ื›ื ื™ืกืช ื”ืขื“ื›ื•ืŸ ืœืชื•ืงืฃ ื˜ืจื ืคื•ืจืกื, ื•ื”ื•ื ืฆืคื•ื™ ืœืื—ืจ ื”ืฉืœืžืช ื”ืœื™ืš ื”ืฉื™ืžื•ืข.โ€๐Ÿ‘‰ ื›ืœื•ืžืจ: ื”ื”ื—ืœื˜ื” ืื•ืฉืจื” ืขืงืจื•ื ื™ืช, ืืš ื˜ืจื ื™ื•ืฉืžื” ื‘ืคื•ืขืœ ื‘ื‘ื ืงื™ื.

๐Ÿ’ก ืžื” ื›ื•ืœืœืช ื”ื”ื•ืจืื” ื”ื—ื“ืฉื”?

  • ๐Ÿ˜๏ธ ื”ืขืœืืช ืชืงืจืช ื”ืฉื•ื•ื™ ื”ืžื•ื›ืจย ื‘ืชื•ื›ื ื™ื•ืช ื“ื™ื•ืจ ืžื•ื–ืœื•ืช (ื›ืžื• "ืžื—ื™ืจ ืœืžืฉืชื›ืŸ" ื•"ื“ื™ืจื” ื‘ื”ื ื—ื”")ืžึพ1.8 ืžื™ืœื™ื•ืŸ ืฉืดื—ย ืœึพ2.1 ืžื™ืœื™ื•ืŸ ืฉืดื—ย ืœืฆื•ืจืš ื—ื™ืฉื•ื‘ ื™ื—ืก ื”ืžื™ืžื•ืŸ (LTV).

  • ๐Ÿ“ˆ ื”ืžืฉืžืขื•ืช:ื”ื”ืœื•ื•ืื” (ืžืฉื›ื ืชื”) ืชื—ื•ืฉื‘ ืขืœ ื‘ืกื™ืก ืฉื•ื•ื™ ื’ื‘ื•ื” ื™ื•ืชืจ ืฉืœ ื”ื ื›ืก โ€“ ืžื” ืฉืžืืคืฉืจ ืžื™ืžื•ืŸ ื’ื‘ื•ื” ื™ื•ืชืจย ื•ื”ื•ืŸ ืขืฆืžื™ ื ืžื•ืš ื™ื•ืชืจ.

  • ๐Ÿ’ฐ ืœื“ื•ื’ืžื”:ืื ื“ื™ืจื” ืฉืžื•ืขืจื›ืช ืข"ื™ ืฉืžืื™ ื‘ึพ2.1 ืžื™ืœื™ื•ืŸ ืฉ"ื—, ื ื™ืชืŸ ืœืงื‘ืœ ืขื“ ื›-75% ืžื™ืžื•ืŸ = ื›-1.575 ืžื™ืœื™ื•ืŸ ืฉ"ื—.

๐Ÿ“Š ื”ืฉืœื›ื•ืช ืœื–ื›ืื™ โ€œืžื—ื™ืจ ืœืžืฉืชื›ืŸโ€

  • ๐Ÿ’ต ื”ื•ืŸ ืขืฆืžื™ ื ืžื•ืš ื™ื•ืชืจ:ื‘ืžืงื•ื ืœื”ื‘ื™ื ืœื“ื•ื’ืžื” 450,000 ืฉ"ื—, ื™ื™ืชื›ืŸ ืฉืชื™ื“ืจืฉ ืจืง ื›-525,000 ืฉ"ื— ืคื—ื•ืช, ื‘ื”ืชืื ืœื”ืขืจื›ืช ื”ืฉื•ื•ื™ ื”ื—ื“ืฉื”.

  • ๐Ÿงฎ ื™ื—ืก ื”ื—ื–ืจ (DTI)ย ื ื•ืชืจ ืœืœื ืฉื™ื ื•ื™ โ€“ ื›ืœื•ืžืจ ื”ื‘ื ืง ืขื“ื™ื™ืŸ ื‘ื•ื“ืง ื™ื›ื•ืœืช ื”ื—ื–ืจ ื—ื•ื“ืฉื™ืช (ื‘ื“"ื› ืขื“ 40% ืžื”ื”ื›ื ืกื” ื ื˜ื•).

  • ๐Ÿฆ ื”ื‘ื ืงื™ื ื™ื™ืฉืžื• ื”ื“ืจื’ืชื™ืช:ื—ืœืง ืžื”ื‘ื ืงื™ื ืขืฉื•ื™ื™ื ืœื”ืชื—ื™ืœ ืœื™ื™ืฉื ืืช ื”ื”ื•ืจืื” ืขื•ื“ ืœืคื ื™ ืฉื”ื™ื ื ื›ื ืกืช ืจืฉืžื™ืช ืœืชื•ืงืฃ, ื‘ื›ืคื•ืฃ ืœืื™ืฉื•ืจ ื”ืคื™ืงื•ื— ืขืœ ื”ื‘ื ืงื™ื.

โš™๏ธ ืจืงืข ืžืงืฆื•ืขื™

  • ๐Ÿ“˜ ื‘ืขื‘ืจ ื ืงื‘ืขื” ืชืงืจื” ืฉืœ 1.8 ืžื™ืœื™ื•ืŸ ืฉ"ื—, ื›ื“ื™ ืœื•ื•ืกืช ืกื™ื›ื•ื ื™ื ื‘ืžืขืจื›ืช ื”ื‘ื ืงืื™ืช.

  • ๐Ÿ”„ ื”ื”ืขืœืื” ื ื•ื‘ืขืช ืžื”ืชื™ื™ืงืจื•ืช ืžื—ื™ืจื™ ื”ื“ื™ืจื•ืช ื‘ื™ืฉืจืืœ ื•ืžื”ืฆื•ืจืš ืœืืคืฉืจ ืœื–ื›ืื™ื ืœืžืžืฉ ืจื›ื™ืฉื” ื’ื ื‘ืคืจื•ื™ืงื˜ื™ื ื—ื“ืฉื™ื ื‘ืื–ื•ืจื™ื ื™ืงืจื™ื ื™ื•ืชืจ.

  • ๐Ÿงพ ื”ื”ื•ืจืื” ืžืชื™ื™ื—ืกืช ืœืฉื•ื•ื™ ื”ืฉื•ืง ืฉืœ ื”ื ื›ืก ืœืคื™ ื”ืขืจื›ืช ืฉืžืื™, ื•ืœื ืœืžื—ื™ืจ ื”ืžื•ื–ืœ ืฉืฉื•ืœื ื‘ืคื•ืขืœ.

๐Ÿงญ ืžื” ื—ืฉื•ื‘ ืœื“ืขืช ื›ื™ื•ืขืฆืช ืžืฉื›ื ืชืื•ืช:

  • ๐Ÿ•ต๏ธโ€โ™€๏ธ ื‘ื“ืงื™ ืžื•ืœ ื›ืœ ื‘ื ืง ื”ืื ื”ื ื›ื‘ืจ ืžื™ื™ืฉืžื™ื ืืช ื”ืชืงืจื” ื”ื—ื“ืฉื” ื‘ืคื•ืขืœ.

  • ๐Ÿ“‘ ืžื•ืžืœืฅ ืœืขื“ื›ืŸ ืืช ื—ื™ืฉื•ื‘ื™ ื”ืžื™ืžื•ืŸ ื•ื”ื™ื—ืก ื‘ื™ืŸ ื”ื•ืŸ ืขืฆืžื™ ืœืฉื•ื•ื™ ืฉื•ืง ื‘ื”ืชืื ืœืชืงืจืช ื”ึพ2.1 ืžื™ืœื™ื•ืŸ.

  • ๐Ÿ“ข ืขืงื‘ื™ ืื—ืจื™ ืคืจืกื•ืžื™ื ืจืฉืžื™ื™ื ืฉืœ ื‘ื ืง ื™ืฉืจืืœย โ€“ ืฆืคื•ื™ ืขื“ื›ื•ืŸ ืžืœื ื‘ืืชืจ ื”ืคื™ืงื•ื— ืขืœ ื”ื‘ื ืงื™ื ื‘ืงืจื•ื‘.

ย 
ย 

ืคื•ืกื˜ื™ื ืื—ืจื•ื ื™ื

ื”ืฆื’ ื”ื›ื•ืœ
๐Ÿ“‹ ื˜ื‘ืœืช ื›ืœ ื”ื‘ื™ื˜ื—ื•ื ื•ืช ืฉื”ื‘ื ืง ื™ื›ื•ืœ ืœื“ืจื•ืฉ ื‘ื›ืœ ืกื•ื’ ืขืกืงื”

ืกื•ื’ ืขืกืงื” ื‘ื™ื˜ื—ื•ื ื•ืช ืžืฉืคื˜ื™ื™ื ื‘ื™ื˜ื—ื•ื ื•ืช ืจื™ืฉื•ืžื™ื™ื ื‘ื™ื˜ื•ื—ื™ื ืžืกืžื›ื™ื ืžืฉืœื™ืžื™ื / ืžื™ื•ื—ื“ื™ื ืจื›ื™ืฉืช ื“ื™ืจื” ื™ื“ 2 โ€ข ืฉื˜ืจ ืžืฉื›ื ืชืย ื—ืชื•ื โ€ข ื™ื™ืคื•ื™ ื›ื•ื— ื‘ืœืชื™ ื—ื•ื–ืจย ืœื˜ื•ื‘ืช ื”ื‘ื ืง โ€ข ืื™ืฉื•ืจ ื ื•ื˜ืจื™ื•ืŸย (ื‘ืžืงืจื™ื ืžืกื•ื™ืžื™ื) โ€ข ื”ืชื—ื™ื™ื‘ื•ืช ืœืจื™ืฉื•ื ืžืฉื›ื ืช

ย 
ย 
๐Ÿ“‰ย ื”ืจื™ื‘ื™ืช ืคืจื™ื™ื ืขื•ืžื“ืช ืœืจื“ืช ื ื•ื‘ืžื‘ืจ 2025โ€“ ื•ืžื” ื–ื” ืื•ืžืจ ื‘ืฉื‘ื™ืœื›ื?

ืื ื™ืฉ ืœื›ื ืžืฉื›ื ืชื, ื”ื—ื“ืฉื•ืช ื”ืื—ืจื•ื ื•ืช ื™ื›ื•ืœื•ืช ืœื”ื™ื•ืช ืฉื•ื•ืช ืืœืคื™ ืฉืงืœื™ื ื—ื™ืกื›ื•ืŸ ื‘ืฉื ื” .ื”ืกื™ื‘ื” ืคืฉื•ื˜ื”: ื›ืฉื”ืจื™ื‘ื™ืช ื‘ืžืฉืง ืžืชื—ื™ืœื” ืœืจื“ืชย โ€“ ื’ื ืจื™ื‘ื™ื•ืช ื”ืžืฉื›ื ืชื ื ื•ื˜ื•ืช ืœืจื“ืช ื‘ืขืงื‘ื•ืชื™ื” . ื‘ื•ืื• ื ืคืจืง ืืช ื–ื” ืฉืœื‘ึพืื—ืจึพืฉืœื‘: ๐Ÿ”นย 1. ื”ื—ื–ืจ ื—ื•ื“

ย 
ย 
๐Ÿ“ข ืขื“ื›ื•ืŸ ื—ืฉื•ื‘ ืžื”-1 ื‘ื ื•ื‘ืžื‘ืจ 2025: ืฉื™ื ื•ื™ ื‘ืžื“ื™ื ื™ื•ืช ื™ื—ืก ื”ื”ื—ื–ืจ ืฉืœ ื‘ื ืง ื™ืฉืจืืœ!

๐Ÿ“ฐ ืจืงืข: ื‘ื ืง ื™ืฉืจืืœ, ื‘ืืžืฆืขื•ืช ื”ืคื™ืงื•ื— ืขืœ ื”ื‘ื ืงื™ื, ืฉื™ื ื” ืืช ืžื’ื‘ืœืช ื™ื—ืก ื”ื”ื—ื–ืจ ย ืฉื ื™ืชืŸ ืœืืฉืจ ืœืœื•ื•ื” ื‘ืžืฉื›ื ืชื.ื”ืฉื™ื ื•ื™ ืคื•ืจืกื ื‘-1.11.2025 ื•ื ื›ื ืก ืœืชื•ืงืฃ ื‘ืื•ืคืŸ ืžื™ื™ื“ื™. ๐Ÿงพ ืžื”ื• ื™ื—ืก ื”ื”ื—ื–ืจ? ื™ื—ืก ื”ื”ื—ื–ืจ (DSR) ย ื”ื•ื ื”ื™ื—ืก ื‘ื™ืŸ ืกืš ื”ืชืฉืœ

ย 
ย 
bottom of page